Employment Practice Liability coverage what every California Employer should know. Recent years claims from employees against their employers have raised. More employees found a way to sue their employers for more money claiming for compensation due to sexual harassment, wrongful termination, hourly wages, and the handicap claims (disability). All these mentioned claims are not covered under workers compensation policy so employees found a new way of making more money.
Please note your general liability policy won’t cover these claims. EPLI is the only policy that covers against these claims and EPLI with 3rd Party endorsement will cover against handicap claims.
You might think that this does not worry you since you have one 1 employee or you will never do such thing as discrimination or sexual harassment, oh well! Ok we know that but there are so many fake claims that sill will make you run around to hire an attorney to answer court’s summon that you got, somebody needs to answer the summon it cannot be ignored.
So we know the markets contact us for a free consultation and a quote. No matter how big your company is and no matter how many employees you have when claims come it comes to all employers!